Green Finance Innovation

And yet there are significant remaining barriers that prevent it reaching the scale of deployment that is required. Here are four of these barriers and some sources of innovation available to overcome them.

This means it should help customers and organisations achieve better financial outcomes while also delivering measurable green outcomes, such as reduction in energy consumption, biodiversity loss or carbon emissions.

Our approach to innovation is founded on a combination of wide experience across the main sectors of financial services, green finance know-how and practice of modern innovation methods. Our ‘lean’ innovation methodology is based on a cycle of proposition and product experiments with rapid design and build iterations.

We have adapted some of the major innovation tools to help think through these strategic dimensions, for example our green finance model canvas. Please get in touch to request a copy. However all useful methods and tools can be counterproductive when slavishly followed ‘by the numbers’. We deploy them where useful and ensure we are also utilising pragmatism, intuition and even a pinch of scepticism where required.

We have a number of ongoing green innovation initiatives. For example, we are currently working with partners on:

• Unlocking Green Mortgages to upgrade the energy performance of existing housing
• The role of digital guidance to improve decision making in personal green finance
• A credit intelligence framework to enable SMEs to access appropriate and cost effective green funding for their net zero programmes

Please email info@euvita.co.uk if you would like to discuss how we can support your journey in green finance innovation.